Scholarships & Bursaries

Study Loan

Students may also consider study and education loans such as Perbadanan Tabung Pendidikan Tinggi Nasional Malaysia (PTPTN) and Employee Provident Fund (EPF) withdrawal to fund for their higher education.

  • PTPTN / Perbadanan Tabung Pendidikan Tinggi Nasional Malaysia
  • MAA Credit
  • Employee Provident Fund (EPF/KWSP)
  • Maybank Education Financing


Imperium International College has awarded many scholarships to encourage academically inclined Malaysian and international students who display leadership qualities to pursue tertiary education at our institutions. Many of these recipients have completed their courses and have embarked on successful careers. Imperium International College welcomes both new and continuing students of merit to apply for scholarships and study awards.

To date, we have given out approximately RM2 million in scholarships and bursaries.

The PTPTN Education Loan Scheme was created for the purpose of providing educational loans to students studying at local Higher Education Institutions. This education loan will allow students to pay in full or part of the tuition fees as well as the cost of living throughout the study period. At the same time, it opens up more opportunities for all students to pursue higher education.

  • Degree Programme (in Collaboration with Anglia Ruskin University)
  • BA (Hons) in Marketing 3+0
    BA (Hons) in Business Management 3+0
    BSc (Hons) in Accounting & Finance 3+0
    BSc (Hons) in Computer Science
    BEng (Hons) in Mechanical Engineering 3+0
    Diploma Programmes
  • Diploma in Accountancy
    IIC Diploma in BusinessDiploma in Business
    Diploma in Computer Science
    Diploma in Business Information System
    Diploma in Culinary Arts
    Diploma in Hotel Management
    Diploma in Tourism Entrepreneurship
    Diploma in Electrical & Electronic Engineering
    Diploma in Mechanical Engineering

  1. Malaysian
  2. Aged not more than 45 years on the date of application.
  3. Obtain the letter of offer from Imperium International College and meeting the entry requirements of the programme set by the Ministry of Higher Education Malaysia (MOHE) and the Malaysian Qualifications Agency (MQA).
  4. The programme applied must be approved by MOHE and registered with PTPTN.
  5. The programme applied must have the Certificate of Accreditation from MQA and still within the validity period at the date of application.
  6. Applicants must be a full time diploma or first degree student at Imperium International College.
  7. Applicants must not have any other sponsor(s).
  8. The remaining period of study at the time of application must not be less than one year (12 months) and exclude extended semester(s).
  9. Applicants must open a Skim Simpanan Pendidikan Nasional (SSPN-i) account with a minimum deposit of RM20 at any PTPTN branches/counter or via online at PTPTN / SSPN websites.
  10. Applicants must open a CIMB account.

  11. Note: Students are required to settle their tuition fees every semester within the deadlines set by the college while waiting for the loan to be disbursed to students’ account. A late payment penalty charge of RM100 per subject will be imposed for payment made after the deadlines.

    1. The loan amount is determined based on the eligibility below:


      Bantuan Sara Hidup (BSH)
      Student or parent/guardian must be the recipient of the BSH
      Maximum loan amount
      Monthly household income does not exceed RM8,000 (not listed under BSH)75% of the maximum loan amount
      Monthly household income exceeds RM8,000 (not listed under BSH)50% of the maximum loan amount


      ProgrammesTotal Loan Amount (Per Year)
      Maximum (RM)75% (RM)50% (RM)
      Bachelor Degree (Sciences & Engineering)14,03010,5207,010
      Bachelor Degree (Arts)13,60010,2006,800

  1. Once PTPTN has accepted all the submitted documents and approved the loan application, the loan will be disbursed directly into the designated CIMB saving account. However, the loan may be credited directly to IIC’s account in instances where students have outstanding fees due.
  2. Generally, the first disbursement will be 1 (one) month after the approval of documents. It is student’s responsibility to check their account.
  3. Loan disbursement to students for the following semester will be made based on the following conditions:
    (a) Still pursuing studies; and
    (b) Passed the examination in the previous semester with a GPA of 2.00 and above
  4. Payments are made twice per academic year during the 2 long semesters, except for UOL programmes.
  5. Short semester and internship semester are not covered.

  1. Students who received the PTPTN loan must hold the insurance coverage provided to protect the loan based on the study period and loan repayment period.
  2. Insurance company will be appointed by PTPTN.
  3. The premium will be deducted before the loan amount is disbursed into the designated CIMB savings account.

  1. The disbursement of loan will be suspended in a particular semester due to any of the following reasons:
    (a) Obtained a GPA of less than 2.00 or fail, in the previous semester examination
    (b) Deferment of studies

  1. The loan will be terminated if a student:
    (a) Fails to continue in the programme
    (b) Receives sponsorship from other organisation(s)
    (c) Withdraws from the college
    (d) Changes their programme
  2. Student who wish to cancel the loan throughout the study duration have to complete the “Borang Pembatalan Perjanjian” which is available at PTPTN website.
  3. When the loan is terminated, student is required to repay the loan amount taken during the duration of study.
  4. A written appeal must be submitted to PTPTN if the student is unable to repay the loan amount taken during the duration of study.
  5. Student is to communicate directly with PTPTN on issue of repayment.

  1. Students who wish to transfer to another programme throughout the study duration, have to complete the “Borang Permohonan Pertukaran Kursus”, which is available at PTPTN website.
  2. If approved, the PTPTN loan will be transferred under the new programme, whereby students will receive the remaining disbursement.

  1. One year (12 months) after completed the programme, graduates must make payment to repay the loan to PTPTN. Graduates to communicate with PTPTN on the loan repayment issue.
  2. Graduates with First Class Honours in their degree programme may apply for exemption of loan repayment, within a year after completing their programme.

  1. For further information, kindly contact:

    1. PTPTN Call Center
       +603 2193 3000
      Or visit PTPTN Website
    2. Ms Sarah Lo (IIC Registry Dept)
       Ms Sarah Lo (
       +603 2788 2120

  • Paid directly to Imperium International College
  • Interest is charged on balance outstanding (i.e. reducing basis)
  • Loan specifically designed for full-time students
  • Early full or part settlement of loan allowed
  • Student loan does not cover the application fee, re-sit of paper, repeat of subjects, etc.
  • No extension of loan tenure is allowed due to deferment of programme, repeat classes etc., which may lead to longer programme completion.
  • Students must score a minimum of GPA of 2.5 for every semester to maintain loan disbursement.

  • All Diploma Programmes
  • All Degree Programmes
  • Association of Chartered Certified Accountants (ACCA)

  • Malaysian Citizens
  • Automatic pre-approval so long as students meet the admission criteria

  • Register - Complete and finalize programme registration and enrolment with IIC
  • Referral - Students intending to benefit from this loan can be referred to MAAC officers via a referral form and/or email for immediate loan processing.
  • 2 Guarantors - 2 guarantors (salaried or self-employed) as follows;
    • 1 immediate family member & 1 non-family member.
    • OR
    • 1 immediate family member & 1 non-immediate family member.
    • OR
    • 2 non-immediate family members.
    • OR
    • 2 non-family members

  • Diploma & Degree Programmes
    • Students will get a term loan to the value of 100% of shortfall between the IIC course fee and the maximum PTPTN loan.
    • Repayment to MAA Credit by monthly instalments over 2 periods namely
      1. During the course tenure, to pay 55% of the loan sum (paid by even amount each month) and:
      2. After the end of the first period, and over the same tenure as the first period, to pay 55% of the loan sum (paid by even amount each month).


  • Association of Chartered Certified Accountants (ACCA) programme
    • Students get 100% finance:
      1. During the course tenure, to pay 35% of the loan sum; and:
      2. After the end of the first period, and over the same tenure as the first period, to pay 75% of the loan sum (paid by even amount each month).

  1. For more information, please contact Zalyffah Jiman at 03-6256 8095 / or Aniza Anwar at 03-6256 8127 /

Employees Provident Fund (EPF) Withdrawal Scheme for Education

  • Diploma Programmes
  • Degree Programme
  • Association of Chartered Certified Accountants (ACCA)

  • Below 55 years of age
  • Have savings in Account II
  • Currently pursuing or completed a participating programme
  • Member may withdraw up to the maximum amount of the tuition fees or all of the balance in Account II, whichever is lower

  1. Check your balance amount in Account II
  2. Request for supporting documents from IIC Registry Department
  3. Complete the KWSP 9H (AHL) form
  4. Submit the form and supporting documents to EPF
  5. For first time withdrawal, you are required to submit IIC Offer Letter. For subsequent withdrawals, you are required to submit certified true copy of exam results

  1. Tuition fees and other charges imposed by the college / external exam bodies
  2. Outstanding study loan
  3. Hostel and accommodation fees
  4. One-way flight for students studying outstation, in the first year only.

  1. Should you require further assistance from EPF, you may contact them at (+603) 8922 6000
  2. You are also encouraged to check for updates and information by accessing EPF’s website

Participating Programme

  • Degree Programme
  • Association of Chartered Certified Accountants (ACCA)


  • Malaysian Citizen
  • Undergraduate: 18 – 35 years old
  • Postgraduate/Professional Programme Students: 18 – 45 years old

  • Option 1: Unsecured Financing

    1. Financing Amount
      • Min: RM10,000
      • Max: RM150,000
    2. Tenure
      • Up to 15 years or age 50 (whichever is earlier)
    3. Insurance/Takaful
      • Encouraged to be taken to insure the outstanding balance of financing amount
        (Can be included in financing amount, up to 5% of financing amount)
    4. Competitive Interest/Profit Rate
      • During Study Period: *BR/IBR + 4.05%p.a
      • After Study Period: *BR/IBR + 4.75%p.a

    Option 2: Secured Financing

    1. Financing Amount
      • Min: RM10,000
      • Max: Up to value of course fees or MOA** security to be charged/pledged
    2. Tenure
      • Property: Up to 20 years or age 70 (whichever is earlier)Insurance/Takaful
      • Fixed Deposit/Islamic Fixed Deposit/General Investment Account (FD/IFD-i/GIA-i): Up to 20 years or age 70 (whichever is earlier)
      • ASB: Up to 30 years or age 70 (whichever is earlier)
    3. Collateral Type/Rates/Margin of Financing
      • Property:
        • *BR/IBR + 1.60%p.a (Secured portion)
        • *BR/IBR + 3.75%p.a (Unsecured portion)
          (Up to additional 20% above the collateral value and is capped at RM400,000)
      • Fixed Deposit/Islamic Fixed Deposit/General Investment Account (FD/IFD-i/GIA-i)
        • *BR/IBR + 2.00%p.a
          (Up to additional 50% above the collateral value and is capped at RM200,000)
      • Amanah Saham Bumiputera (ASB) Unit
        • *BR/IBR + 1.85%p.a
          (Up to 67% of the unit value)

    *Base Rate (BR)/Islamic Base Rate (IBR) at 1.75% p.a. effective 9 July 2020. The Board Rate/Indicative Profit Rate and/or Bonus Interest/Profit may be revised accordingly to reflect the changes of the Overnight Policy Rate (OPR) set by Bank Negara Malaysia. For latest rates, please refer to

    **Margin of advance (MOA) is the percentage value of collateral used to determine the amount of a loan.

    • Step 1: Download and fill up the Maybank Education Financing­-i Application Form
    • Step 2: Attach Required Documents
      1. Copy of NRIC of main applicant & (where applicable) joint applicant(s)
      2. For prospective students
        • University admission/enrolment letter
        • Copy of university course fees schedule by semester or year
      3. For existing students
        • Latest exam result
        • Copy of university course fees schedule by semester or year
      4. For secured financing applications
        • Copy of individual/strata title or SPA
        • Copy of FDR/IFD-i/GIA-i certificate
        • ASB Statement
    • Step 3: Submit completed Form and Required Documents via email to